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1. Heidi
Dec 06, 2008 12:13
Very well said. It's so hard to explain to a person who hasn't been there just how hard it is to get out of high-interest debt. I recently started a "Little Luxury Reduction plan," which means packing my lunch, making my own coffee, drinking water when I crave a soda, etc. I have already noticed a huge difference in my monthly expenditures!