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SCHIP veto override fails

 
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Phaedra
Slightly Flawed


Joined: 15 Oct 2007
Posts: 12
Location: Redmond, WA

PostPosted: Thu Oct 18, 2007 9:11 pm    Post subject: SCHIP veto override fails Reply with quote

So, unless ya'll have been living under a rock lately, you've probably heard about Bush's veto of the S-CHIP renewal bill.

To wit: Schip is a state health insurance program that was founded to cover children of families living on an income of at least 250% of the poverty level who might not be able to afford private health insurance. The new, bi-partisan schip renewal bill was to prevent the current program from expiring completely and to bolster funding by $50B over five years by raising taxes on the tobacco industry by $0.40 on cigarette packs.

If the bill passed, states would not only be able to keep most of their current children insured, but would also be able to make a dent in the approximately 10 billion U.S. kids who are uninsured and as such lack preventative health care. Bush vetoed the bill, as he said he would. There was an effort to garner votes for a veto, but it failed because of a lack of a paltry 13 votes.

For more information, check out this NY Times article here.

Do you agree with the reasoning behind the veto (i.e., people who are covered will leave private insurance, and passing the bill will only lead to a socialist state) or not? How (if at all) will this affect you, or the parents around you? Discuss.
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peglegginmegan
Slightly Flawed


Joined: 10 Jun 2007
Posts: 27
Location: wv

PostPosted: Fri Oct 19, 2007 4:25 am    Post subject: This is going to hurt. Reply with quote

We will lose Chloe's insurance. And neither of us have insurance to cover her with. I don't know what we'll do, we really don't have any options.

If moving towards a socialist state means that my child can get medical care when she needs it, then so be it. It's really irresponsible that no one has come up with a compromise yet. Bush will be gone soon, why couldn't they bide their time?
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Scout
Queen of Imperfection


Joined: 20 Dec 2002
Posts: 3390
Location: home of the blues

PostPosted: Fri Oct 19, 2007 7:08 am    Post subject: Reply with quote

It's bullshit. Denying healthcare to children in favor of hypothetical financial benefits to fucking insurance companies?? Priceless Republican move right there.
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Jessica
Queen of Imperfection


Joined: 20 Apr 2002
Posts: 4760
Location: Chi-town

PostPosted: Fri Oct 19, 2007 8:06 am    Post subject: Reply with quote

This is one of the very few times I am going to applaud George Bush for having the balls to be a Republican.

SCHIP is supposed to be for children of disadvantaged homes. The income standards that the Dems are proposing in some states would allow my children to go on SCHIP and we have insurance coverage through my employer. In theory, I could drop that insurance, move to SCHIP and have the tax payers pay for my children.

This is a move towards socialized medicine. Children of the working (or unemployed) poor should have access to routine and crisis care, it should not extend to middle class/upper middle-class families. The government is not capable of managing health care for all. It doesn't work and for all of you that think Canada is an Oasis of healthcare, let me tell you, I get calls every single day from Canadians BEGGING me to come to our hospital and telling me that if we don't allow them to come to our hospital, they will die waiting for the same services we provide.

Either we agree to mediocre medicine for all (or willing to allow people to die waiting for life saving medicine) or we keep the system we have now that allows us to pay for the kind of care we choose.

Just remember, social security is run by the government and is a disaster. I know some people want their entire lives and decisions made by the government, but a lot of people are not comfortable with that nor do they believe that to be what our nation was built on, so, through our government of checks and balances is the only way to push or deny these kinds of programs.

Bush has already passed the largest entitlement program in the history of America with his Medicare plan and what people fail to forget, as we move towards socialized medicine, the more taxes go up (40%, 50%, 60%) to cover mediocre healthcare for all. I don't want it. I don't want the government to manage mediocre care for my family. It's totally un-American. It's nothing more than redistribution of wealth. Middle class families should pay for their own healthcare and not drain the system!
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Petulant Pixie
Queen of Imperfection


Joined: 22 Apr 2002
Posts: 4140
Location: flyover country

PostPosted: Fri Oct 19, 2007 8:45 am    Post subject: Reply with quote

Quote:
The income standards that the Dems are proposing in some states would allow my children to go on SCHIP and we have insurance coverage through my employer.


Seriously? You guys make that little? Because I heard that for a family of four, the cut-off is like $50K total annual income per year.

I don't know about you, but for our family medical coverage, we pay like $200 a month for it. It's not that "we get it" through Mike's work, we PAY for it through Mike's work. Just because it's offered doesn't mean that everyone can still afford it.

Socialized medicine works for EVERY SINGLE OTHER CIVILIZED COUNTRY in the world. When everyone else is doing it and it works, it kind of makes us the barbarians, doesn't it?
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Jessica
Queen of Imperfection


Joined: 20 Apr 2002
Posts: 4760
Location: Chi-town

PostPosted: Fri Oct 19, 2007 9:22 am    Post subject: Reply with quote

Petulant Pixie wrote:

Seriously? You guys make that little? Because I heard that for a family of four, the cut-off is like $50K total annual income per year.


They are talking about raising the requirement to 300% the poverty level.

Currently the FEDERAL poverty level for a family of four, at 300% is $61,950. In New York, it puts it at almost 90k and in Illinois, it puts it at at probably around 75k, so while I was exaggerating about my own families status (and qualifying for SCHIP), believe me 75k for a family of 4 in Illinois is not poor. Maybe you think that's destitute, but that's just entitlement talking.

Through my employer, we pay around $400 a month for full benefits, dental + medical, but that's not what the insurance costs for God's sake! It's more than a simple match on the companies part. It probably costs my company around $1000 a month for my family.

I disagree that socialized medicine works in other countries. Countries like Canada knowingly accept that people will die waiting for treatment, this helps to alleviate some of their burden. If that happened here, housewives would be crying in the streets and freaking out, so that wouldn't work, our taxes would need to be around 70% to work to our standards and expectations - then we might as well all sell our houses and live in row houses. Plus, we have to support all illegal immigrants children, the burden would surely foster a one-class (lower middle class to poor) society.

I think there should be an optional tax on our returns for those who want to donate their money to middle class families to get insurance.

I know in Illinois, there actually isn't a cap for state medicaid for children. You can make millions of dollars, it doesn't matter as it is based on a scale. I think if you make 10,000 a month, it's like $300 a month for 2 children. If you make $2500 a month, it's like $30 or something like that. Illinois is in a real crisis. The roads are broken, the eductation system is broken and broke. Taxes are said to be one of the highest in the country with proposals to raise them to record levels. Housing is being forclosed. We have 12% poverty rate and it's not getting better. With every entitlement program, it's getting worse.

You may trust the government to run our lives and our finances, I don't. I pray that socialized medicine and redistrubution of wealth never happens, although I fear we are heading towards that. Medicare benefits are being lowered, SCHIP age benefits are being raised (although it was vetoed).

Why bother getting a raise or working for more? What's the point if the government is just going to take it away from you?

The government is a disaster. Let me hold onto my money and invest it myself. Where has the government proven to run these programs effectively? Welfare? Social Security??? Give me a break!

Plus, there are resources for those that don't have insurance. Hill-Burton hospitals/clinics (all over the country) that are required to give low cost to no cost care. We have medicaid, SCHIP for poor people (what it was intended for), disability, county hospitals like Cook County, which are free for most people etc. etc.

Poor children ought to have insurance and they still will. What Bush vetoed was socialized medicine that would qualify children for government aid for the majority of children out there. Nuh-uh. It's enough for me to get out the vote for a Repub president next time because this shit scares me.
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peglegginmegan
Slightly Flawed


Joined: 10 Jun 2007
Posts: 27
Location: wv

PostPosted: Fri Oct 19, 2007 10:54 am    Post subject: Reply with quote

Say you live in Illinois, you're a family of 4 making $75,000 a year. But neither spouse works for a company where insurance is offered, and to privately pay for insurance costs $1400 a month. Right there, your income drops to $58,200 a year. If you're offered CHIP, you can put your children on it and pay a monthly premium that's determined by your income. You still have to pay privately for your own insurance, so you are taking some responsibility.

Then say, you live in West Virginia. You're a family of four, and last year you made just under 15,000. CHIP doesn't get reauthorized because of a political debate about socialism. One child loses insurance, the parents never had any to begin with, and the second child will lose Medicaid within the next two years. So you patch together coverage through emergency rooms and scrounge together money for quickcare centers and prescriptions whenever you can. Then when the bill comes, you just have to set it aside (like you already do for yourself) or apply for charity care from the hospital. How do you think that money gets made up? Hospitals begin to charge more for services from insurance companies, everyone's premium rises, and before you know it fewer employers are offering coverage because it's just too expensive. Then we're right back to this whole socialized medicine discussion.
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Jessica
Queen of Imperfection


Joined: 20 Apr 2002
Posts: 4760
Location: Chi-town

PostPosted: Fri Oct 19, 2007 12:07 pm    Post subject: Reply with quote

peglegginmegan wrote:
Say you live in Illinois, you're a family of 4 making $75,000 a year. But neither spouse works for a company where insurance is offered, and to privately pay for insurance costs $1400 a month.


First of all, while companies are not requires to offer insurance as a benefit, there are very few husband and spouses that happen to work at companies (with a combined total of 75k a year) where the employer is getting any quality people without offering insurance. That is rare.

Secondly, Prescott and I have had private insurance for a family of 4. It doesn't cost $1400 a month, more like $400 a month. Private policies in Illinois are actually a lot less than group insurance plans because you have to qualify or incur pre-existing condition clauses. If you cannot get insurance for pre-existing, then CHIP would kick in for those being denied.

peglegginmegan wrote:
Then say, you live in West Virginia. You're a family of four, and last year you made just under 15,000. CHIP doesn't get reauthorized because of a political debate about socialism. One child loses insurance, the parents never had any to begin with, and the second child will lose Medicaid within the next two years.


This is just hysteria and fear tactic talking. No child who is within a family of 4, making 15k a year is losing their CHIP under Bush's veto. That's ridiculous.

The benefit is for THOSE children.
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Petulant Pixie
Queen of Imperfection


Joined: 22 Apr 2002
Posts: 4140
Location: flyover country

PostPosted: Fri Oct 19, 2007 2:30 pm    Post subject: Reply with quote

I thought it was 250% of the poverty rate.

I am just going to totally disagree here. I know people in Europe and Canada and no, they aren't dying waiting for treatment. Their system works and it works better than ours and they pity our ignorance about it. I do too.
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Jessica
Queen of Imperfection


Joined: 20 Apr 2002
Posts: 4760
Location: Chi-town

PostPosted: Sat Oct 20, 2007 8:16 pm    Post subject: Reply with quote

Petulant Pixie wrote:
I know people in Europe and Canada and no, they aren't dying waiting for treatment. Their system works and it works better than ours and they pity our ignorance about it. I do too.


It doesn't surprise me as nobody is as self loathing as Americans. They probably do like their system, it's the only one they know and for HMO type, routine care, it's probably sufficient, however, the irony is that Canada is starting to implement privatized healthcare (guess the mediocre healthcare for all system isn't working as well as people think). Their government doesn't pay for dental, most prescriptions and most importantly, you don't have choices in healthcare (one reason why I will NEVER do an HMO and the Canadian system isn't even as flexible as an HMO).

And actually, the U.S. spends more of their budget on public healthcare than Canada does. It's much more complex that simply moving to socialized medicine. There are so many factors involved. Everybody thinks it's this simple solution and it's not. Our nation is much different than most countries, we have more entitlement programs -- we have 2x as many people on welfare than the U.K. or Canada and people need to pay into that system to make it work, albeit, even in it's mediocrity.

If socialized medicine passes here, there will be a bigger disparity of classes in the long run, the really wealthy will still have private healthcare while the rest of us will enjoy 70% tax rates without a reduction in expenses for mediocre healthcare. Wow. Where do I sign up? I can't wait to trade my PPO in for Medicaid! (And I'm not knocking people on Medicaid, I'm glad it exists and feel fortunate to have a plan that offers my family many more choices and opportunities in case they should ever, God forbid, get very sick or hurt).
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